Our Short-Sale Team is here to help you sell your home!!

A Short Sale occurs when the proceeds of a real estate sale fall short of the balance owed on the property. In a Short Sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done by a Specialist through communication with a bank's Loss mitigation department.

We work in conjunction with CARE Services, http://www.care-services.us/, a Non-Profit organization that specializes in Short Sale negotiations. 

We are proud to announce that we have streamlined and created a strong team to our short sale process, and understand what it takes to close a successful short sales. 

1st Step - We require your mortgage information as well as your financial hardship as to why you need to do a Short Sale.

2nd Step - We contact your 1st lender and 2nd lender to start initial authorization and explain your hardship.

3rd Step - We place your property on the MLS system and start to market your property.

4th Step - When we receive an offer to your property, we submit to your lender(s) and wait to get an approval.  The approval consist of your lender reviewing the offer price, compare it with current market values, and making a final determination of approval with information you provided.  Depending how busy the lenders are, this process can take approximately 30-60 days.

5th Step - If the bank accepts the offer, the next step is for the buyer to proceed with purchase and close usually within 30-45 days.

This is a summary of the Short Sale Process.  During the Short Sale process we will be in constant communication and you would have to provide information regarding your hardship to the lenders as needed.

Benefits of Doing a Short Sale with us:

• Continue living in your home while we do your Short Sale!
• Avoid B.K. with your mortgage lender(s) and avoid bad credit for years.
• A Short Sale can satify your 1st or 2nd mortgage loans and owe Zero at the end.  After a successful Short Sale you won’t have lenders sending you collection notices and going after your money!  (Collection amount is negotiated with lenders, outcome may vary with owners.)
• Work with a Professional Realtor and Non-Profit organization that understands the steps to closing a successful Short-Sale.
• Our services specializes in short sale negotiations in your local market.
• We currently have buyers in many parts of the Central Valley and Bay Area that might be interested in your property.
• You the homeowner will feel relieved once your loans have been Satisfied!
• No out of pocket Fees, just need to call us so that we get started with process.

You may contact us anytime to discuss your real estate Goals!

Office 209-390-1922 - Please leave a message if you get voicemail, Thank You.